Customer Onboarding

Reference ID: ONB-25052023-1458

Account Type

Verification

Customer Details

Profiling

Declarations

Confirmation

Select Account Type

Savings Account

Perfect for individuals looking to save money with competitive interest rates.

Minimum balance: BHD 200

Free debit card

Online & mobile banking

Current Account

Designed for daily transactions with flexible banking services.

Minimum balance: BHD 500

Checkbook facility

Business banking features

Application Saved

Your application has been saved successfully.

Reference Number

Customer Verification

Document Scanning

Document Type

Place document on scanner or use camera

Scanning document... 0%

Initializing scanner...

Ready to scan

Scanner connected and operational

Face Authentication

Ready to scan

Fingerprint Authentication

Waiting for scan

Please ask the customer to place their right index finger on the scanner

Customer Details

The following information has been extracted from the scanned document. Please verify and correct if necessary.

Personal Information

First Name

Last Name

Date of Birth

Nationality

Gender

Male Female

Document Information

Document Type

Document Number

Issue Date

Expiry Date

Contact Information

Mobile Number

Email Address

Contact Verification

Mobile Number

2:00

Email Address

2:00

Verified

Address

Employment Information

Employment Status

Transaction Profiling

Expected Account Activity

Purpose of Account

Source of Funds

Expected Monthly Turnover (BHD)

Expected Transaction Types

Cash Deposits Salary Transfers International Transfers Bill Payments Investment Activities

Expected Countries for Transactions

Bahrain GCC Countries Europe North America Asia (excluding GCC)

Risk Assessment

Customer Risk Rating Low Risk

Geographic Risk Low

Customer resides in and primarily transacts within low-risk jurisdictions.

Product Risk Low

Basic savings account with standard features and transaction limits.

Customer Risk Low

Employed individual with verifiable source of income and transparent transaction profile.

Declarations & Consents

FATCA Declaration

The Foreign Account Tax Compliance Act (FATCA) requires non-US financial institutions to report accounts held by US taxpayers.

Are you a US citizen or US tax resident?

Yes No

Do you hold a US Green Card?

Yes No

US Tax Identification Number (TIN)

US Address

US Phone Number

I confirm that the information provided is true and accurate. I understand that providing false information may result in penalties under applicable laws.

WATIQ/BENIFIT Consent

Data Access & Usage

Authorize access to personal information for identity verification, KYC, and AML checks through WATIQ/BENIFIT systems.

Data Security

Your information is protected and maintained confidentially in accordance with applicable laws.

Consent Duration

Valid throughout your banking relationship, with the option to withdraw at any time.

Important Note

Withdrawal of consent may affect the bank's ability to provide services to you.

I have read and agree to the WATIQ/BENIFIT consent terms and conditions.

BCRB (Bahrain Credit Reference Bureau)

The Bahrain Credit Reference Bureau (BCRB) collects and maintains credit information on individuals and companies in Bahrain.

By proceeding with the account opening, you authorize the bank to obtain your credit report from BCRB. This report will be used to assess your creditworthiness and make informed decisions regarding your account application.

I authorize the bank to obtain my credit report from BCRB for the purpose of account opening and ongoing account maintenance.

Common Reporting Standard (CRS) Self-Certification

The Common Reporting Standard (CRS) is an information standard for the automatic exchange of tax and financial information on a global level.

Country of Tax Residence

Tax Identification Number (TIN)

Do you have tax residency in any other country?

Yes No

Country of Tax Residence

Tax Identification Number (TIN)

Reason if TIN is unavailable

I certify that the information provided in this form is true, correct, and complete. I understand that providing false information may result in penalties under applicable laws.

Customer Signature

Please ask the customer to sign in the space below. This signature will be used for verification purposes.

I confirm this is my signature and I agree to use it for all banking transactions.

Please Sign Below

This signature will be used for all your banking transactions.

Please ensure your signature matches your official documents.

Account Created Successfully!

The customer's account has been created and is ready to use.

CIF: 100123456789

Account Details

Account Type

Savings Account

Account Number

1234 5678 9012 3456

IBAN

BH12 ABCD 1234 5678 9012 34

Branch

Manama Main Branch

Account Holder

Mohammed Al-Farsi

Currency

Bahraini Dinar (BHD)

Opening Date

23 May 2025

Account Status

Active

CIF Details

Customer Type

Individual

Risk Category

Low Risk

Customer Segment

Personal Banking

Next Steps

Debit Card

Customer's debit card will be ready for collection in 5-7 business days.

Card issued successfully

Issue Debit Card

Card Type

Standard debit card with daily transaction limits of BHD 500

Delivery Method

Branch Collection Courier Delivery

Available for collection within 5-7 working days

Name on Card

Maximum 26 characters

Digital Banking

Customer can access online and mobile banking services immediately.

Documentation

Account opening documents and welcome kit are ready for the customer.

Issue Debit Card

Card Type

Delivery Method

Branch Collection Courier Delivery

Name on Card

Maximum 26 characters

Setup Digital Banking

Username

Temporary Password

Services

Online Banking Mobile Banking SMS Alerts